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Educating our Customers

Payments include interest and principle

A loan has two parts. First, the amount of money you first borrowed, which is referred to as principle. Second, the fee a loan company charges you for borrowing money, which is called interest. When you add the principle and interest you owe, this is called the balance on your account.

A loan payment that doesn't include interest and principle is bad because it means your balance will never get smaller or only decrease very slowly. So, when the loan is finished, you will still owe the principle you borrowed. Furthermore, the interest during the loan will be a bigger number because the balance of the loan will be higher.

So what does all this mean? A loan payment that doesn't include interest and principle will cost you more money!










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About us

IJLfinancial is continually striving to be an amazing Finance company. We are committed to providing high-quality products and service to our customers.

IJLfinancial conducts research and participates in a number of initiatives to constantly develop our industry and to contribute to society. IJLfinancial is implementing a strategy to accelerate growth through innovation, and strengthening organizational and associates' capabilities. Our company continuously seeks to develop technologies and products that will have a greater impact on our customers and team members.